Insurance Services represents several excellent short term major medical health insurance companies.
There are many reasons that people may
need short term major medical health insurance:
Coverage between jobs
Coverage between school and a job
As temporary major medical
health insurance coverage for early retirees until Medicare eligibility
Those who want a less expensive alternative
to the Health Care Reform mandated “Qualified Health Plans” on the Federal, State or Federal/State Partnerships
Short Term major medical health insurance plans have
limited underwriting and do not cover pre-existing conditions. They do, however, cover new health conditions that begin after
the effective date.
Short term major medical health insurance plans
may be purchased for as few as 30 to 90 days. When the term period expires, you may buy another plan, but you cannot renew
the same plan. Any health conditions that occur under the first plan will then be considered a pre-existing health condition
under the new short term major medical health insurance plan. Therefore, it may not
be covered under the new short term plan even though it may have been covered under the initial short term plan.
Short term major medical plans are not eligible
for any federal or state premium subsidies under the Affordable Care Act.
Short term major medical plans do not include the “Essential Health
Benefits” that are required to be included in the Affordable Care Act.
However, your total premiums will be significantly
less than if you were covered under the Affordable Care Act.
Once you find a short term major medical health insurance plan that fits your
needs, you may run free quotes and even enroll in the short term major medical health insurance plan of your choice, online,
without contacting an agent.
Just select from the short term major
medical health insurance company links below or you may feel free to call Professional Insurance Services for help.
Updated January 31, 2018