Why should an employer offer health insurance to their employees?
- Employers offer employees
health insurance to their employees in order to keep them loyal to the company.
- Premiums paid by
an employer to provide their employees with health insurance are tax deductible to the employer.
health insurance is not treated as taxable income to the employee by the IRS. As a result, the employer can provide employees
health insurance benefits, to keep them loyal, and the benefit is not treated as taxable income to the employee, unlike a
raise in pay or a salary increase. In addition, no employer social security taxes are required as it would be for a pay raise.
individual major medical health insurance or temporary major medical health insurance, group employees cannot be singled out
for exclusions, rate ups or declinations of pre-existing health conditions. No discrimination of employees is allowed under
an employer group health insurance plan.
- Employer groups can also qualify for High Deductible Health
Plans (HDHP's) just as individuals and families can and they can also us an HSA option to establish a qualified Health Savings
If you are a business owner and are in need of major medical health insurance for your
employees, we represent the companies listed above.
For a quote, call our office or fax us a census
of your employees, using the forms below, to 1-864-848-3217.
Census Form 1 (employees 1-25)
Census Form 2 (employees 26-50)